Welcome! I am Rob Dixon, President, and I'm pleased that you are visiting Citizens State Bank's web site. This web site is the result of our commitment to provide our customers with the best in modern banking services. As you browse through our web site you will notice the significant capabilities it has to assist you with your banking needs. I feel it is an excellent resource for learning more about us and our products and services. The web site is equipped to assist you with your financial concerns and to help you access other related resources. One of the most exciting of these resources is CITIZENS ONLINE - Banking at your fingertips, anytime, anywhere it's convenient for you, via the internet.  Click on the link to find out how to enroll.  

Citizens State Bank also offers two conveniently located ATM's - one in the drive-up lane of our Sheldon office, the other in Boyden inside the new Pit Row Convenience store on Highway 18.  Our ATM's are surcharge-free to Citizens State Bank customers and customers of all SHAZAM Privileged Status banks.

I am very proud of the excellent staff we have to serve you at both of our full service locations. They are "People You Know and Trust." Our strong tradition of local ownership and our exclusive commitment to our communities are what make us a REAL COMMUNITY BANK.

Please continue to visit our web site as we will be updating information about our products and services, rates, and schedules of special events. I encourage you to "Contact Us," with any questions or requests you may have.  Thank you for your interest in Citizens State Bank.  We look forward to serving you.