The following fees may be assessed against your account and the following
transaction limitations, if any, apply to your account.

Service: Fees:
Check Printing Fee depends on style of check ordered - Prices
Debit Card Fee $1.00* per month (waived if used at least four times for purchases per monthly statement cycle)
ATM Cardholder Transaction Fee $.60* per withdrawal, deposit, or transfer at a terminal other than our own
ATM/SHAZAMChek Replacement Card $10.00*
Automatic Transfer of Funds from Savings to Checking or Checking to Savings $2.00*
Bank Money Orders $2.00 plus $.50 per $100.00 above $500.00, with a maximum charge of $10.00
Personal Money Orders $2.50 each
Deposited Checks (and other items) returned unpaid $1.00
Overdraft (each debit or check paid) $20.00
Overdraft (maximum charge per day) $140.00
Nonsufficient Funds (NSF) item (each) $20.00
Nonsufficient Funds (NSF) Daily Maximum $140.00
Account Research $25.00 per hour, $25.00 minimum charge
Account Balancing Assistance $25.00 per hour, $25.00 minimum charge
Stop Payments (all items) $10.00*
Photocopies $.10 per copy
Bond Orders $35.00 plus correspondent bank charge per item at purchase, $25.00 per year thereafter
Coin Counting (non-customers) 5%, rounded to the nearest dollar
Paper Stock/Bond Certificate Redemptions $20.00
Domestic Wire Transfers Outgoing $10.00, Incoming $5.00
Foreign Wire Transfers Outgoing $50.00
Collection Items $15.00
Domestic Faxes $1.00 per page
Visa Gift Cards Fee varies depending on gift card amount
Travel Cash Cards $2.00 Fee, other fees may apply

*An Iowa state and local sales tax will apply to this fee.

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