Easy Saver CD:

Great for first-time CD investors, borrowers who've just paid off a loan and now want to save, people looking for a "Christmas Club" account option, or someone who is a new "saver", the Easy Saver CD is an easy, flexible way to earn a competitive rate while building your savings!

The Easy Saver CD:

*Available for a 12 month term;

*Automatically renewable;

*Earns fixed rate of interest, (ask us for current rates and a full rate sheet);

*Requires a $200 minimum deposit to open and obtain stated annual percentage yield (APY);

*Interest compounds annually and adds to the certificate at maturity;

*You may add to the principal of the certificate at any time with a minimum deposit of $100 or establish a recurring deposit with a $50 minimum;

*Penalty for early withdrawal;

*Partial withdrawals causing the balance to fall below $100 are not allowed.

Stop in today at Citizens State Bank in Sheldon and talk with Sherri Van Gorp or visit our Boyden office and visit with Betty Winter about all of the details and the benefits that the NEW EASY SAVER CD offers!

Visa Gift Cards:

Looking for the perfect gift for that hard to buy for relative or friend?? The DeluxeCard Visa gift card is a quick purchase for you, and the perfect gift for anyone on your list!  It's good worldwide - anywhere that Visa debit cards are accepted, and comes in a variety of designs that are perfect for any occasion.  There's even an "everyday card" that's secure and convenient for traveling!  DeluxeCard gift cards can be loaded up to $500, and have a built-in processing fee of $5.95 for dollar amounts from $25 to $250, and $7.95 for dollar amounts from $251 to $500.  You can even select a personal message to be imprinted right on the card! Click below to purchase a Visa gift card online or, stop in at either Citizens State Bank office in Sheldon or Boyden and purchase your card on the spot!

US Mint Proof Sets:

Citizens State Bank is pleased to announce that the 2009 U.S. Mint proof sets will arrive soon! A series of $1 coins honoring the Presidents of the United States in the order that they served began in February 2007. To commemorate these historic coins, the United States Mint is striking and issuing a set of four Presidential $1 Coins per year in proof condition. Images of the first four presidents, Washington, Adams, Jefferson and Madison, appeared on the obverse of the first set in 2007. Each coin has a reverse design featuring a striking rendition of the Statue of Liberty. These coins also feature edge-incused inscriptions of the year, "E Pluribus Unum," "In God We Trust" and the mint mark. The size, weight and metal composition of the new Presidential $1 Coins are identical to that of the Sacagawea Golden Dollar. This set is a shining embodiment of the United States Mint's commitment to quality and excellence. Presidential Proof sets as well as U.S.Mint State Quarter proof sets are now available at Citizens State Bank in Sheldon and Boyden. Previous years are also available in limited quantity! For more information on the Presidential $1 Coins as well as other U.S. Mint coins, visit http://www.usmint.gov/

My Community, My Bank

The following website has been built to expose the negative consequences of current Too-Big-To-Fail policies. Check out this website so that citizens of Main Street can voice their frustrations with paying for Wall Street's debacle. Please visit this site and send a letter to policymakers about the need to repair the policies that contributed to the near collapse of our entire financial system.